Purchase

Bridging finance to complete your client’s purchase, on time.

We provide first-charge bridging finance for property purchases, for commercial and investment purposes. Because we value in-house, we can move at the pace an auction completion demands, assessing the deal on the asset and the exit without waiting on an external panel.

Submit an enquiry Speak to the team

Privately funded

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In-house valuations

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Dual representation

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Personally managed

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Privately funded

◆

In-house valuations

◆

Dual representation

◆

Personally managed

◆

The situation

Exchanged and ready. The clock is running.

Your client has exchanged on a property at auction, and completion is due in a matter of weeks.

There is no room for delay, and a traditional purchase route will not move fast enough to meet that deadline.

What we fund

Purchases and chain breaks

Completions on a deadline, including auction and below-market-value buys.

How we decide

Asset and exit first

A credible way out and sensible security matter more than a scorecard.

What you get

A straight answer, fast

Terms from the principals, and honesty about what we can and cannot do.

Where it fits

Auction purchases with a tight completion deadline

Purchases where a traditional lender cannot move quickly enough

Any purchase where certainty and speed matter more than anything else

Decisions from the principals, with valuations carried out in-house

Funds released in as little as 5–7 days once security and exit are clear

Dual representation available to cut both cost and time

Investment property funded by HBI Capital second charge bridging

How it works

Three steps, no portals.

Send us the property

The property, the security and the exit: a short email or call is enough.

We review and value

In-house valuation and clear terms, issued quickly.

We complete

Then it's done: your client gets the keys.

Fast bridging

Proof

A below-market-value auction purchase, funded inside a week.

A broker brought us a client who had won a residential investment property at auction with a short completion window, after two lenders had stalled on a minor title point. We took a commercial view, valued in-house the same week and completed ahead of the deadline.

6 days

Enquiry to funds

First

Charge taken

Refinance

Exit route

The deadline was tight and the clock was against us. HBI got it done in six days.

Specialist finance firm

Read the case study →

Have a purchase that cannot wait?

Send us the property, the security and the exit. We will tell you where we stand.

Submit a deal Speak to the team