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Refinance
Some deals live or die on speed: an auction completion, a chain about to collapse, a seller who will only wait a week. When the security and exit are clear, we can release funds in as little as 5–7 days.
Privately funded
◆
In-house valuations
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Dual representation
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Personally managed
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Privately funded
◆
In-house valuations
◆
Dual representation
◆
Personally managed
◆
The situation
Your client does not need a lender who is quick for the industry. They need the money by a date, and a straight answer on whether it can be done.
What usually slows a bridge is structural: a funding line to consult, a panel valuer who cannot attend for a fortnight, legals running in sequence rather than together. We have taken those steps in-house so the timetable is ours to control.
Certainty
If we cannot hit the deadline we will say so on day one.
One contact
The same person from first call to completion.
Deadline-led
Terms and legals sequenced around the completion date.
Where it fits
01
An existing facility nearing the end of its term
02
Breathing room needed before a sale or longer-term refinance
03
A more flexible short-term arrangement to replace existing debt
How we move fast
Most delays in bridging come from the same handful of places. We have built the business so those steps sit with us.
01
Private capital, so there is no third party to consult before we commit.
02
Carried out in-house, so the timetable stays in our hands.
03
Dual representation where appropriate keeps both sides moving together.
04
Made by the principals, the people you have been speaking to.
How it works
01
Send us the current facility, the security and the plan.
02
We value in-house and issue terms.
03
We complete, replacing the existing facility.
Fast bridging
Proof
Two lenders had stalled on a minor title point with completion looming and the client's deposit at risk. We valued in-house the same week, took a commercial view on the title, and used dual representation to keep the legal work moving in parallel.
6 days
Enquiry to funds
28 days
Auction deadline
Refinance
Exit route
Two lenders wasted three weeks. HBI got it done in six days.
Specialist finance firm
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