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Heavy refurbishment

Bridging finance for heavy refurbishment and development exit.

Your client’s project involves structural work, or a development that’s nearly complete but needs time to sell. Either way, the finance needs to fit a more complex scope, and the lender needs to understand it.

Privately funded

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In-house valuations

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Dual representation

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Personally managed

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Privately funded

◆

In-house valuations

◆

Dual representation

◆

Personally managed

◆

The situation

Room to finish the job properly.

Rushed sales, penalty rates, and finance that doesn’t fit the scope of works can turn a strong project into a stressful one.

We fund structural refurbishment projects and development exit scenarios, giving your client room to finish the works and sell, let, or refinance at the right time. Because we value in-house, we can understand a complex scope of works quickly.

What we do

Replace the outgoing debt

A cheaper short-term facility in place of the development loan.

What it buys

Time to sell properly

Room to finish the works and market the units at full value.

How we structure it

Around the exit

Terms built around the sales or refinance timeline, not a template.

Where it fits

The right moment for a development exit.

01

Structural refurbishment or conversion projects

02

Practical completion close but the development facility has expired

03

A calmer, more cost-effective facility needed to finish and sell

Development funded by HBI Capital

How it works

From enquiry to a calmer facility.

01

Send us the scheme

Send us the scheme, the scope of works and the exit.

02

We value and issue terms

We value in-house and issue terms.

03

We complete

Your client finishes the works and sells with room to breathe.

Development funded by HBI Capital

Development exit

Proof

A development exit that protected the developer's margin.

A developer client was weeks from completion on a small residential scheme when the development facility ran its term. We valued in-house, structured a facility around the sales timeline and replaced the outgoing debt quickly, cutting the cost of finance while the units were marketed.

Weeks

From completion

Lower

Cost of finance

Full value

Units sold

They understood the scheme and moved fast. It saved the job.

[Developer, via broker]

Read the case study →

Project needs the right finance?

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